Plano Homes under $400,000

Plano Homes under $400,000

Welcome to Plano, Texas – a vibrant city that seamlessly blends suburban charm with urban sophistication. Nestled in Collin County, just north of Dallas, Plano is renowned for its excellent schools, thriving economy, and a plethora of parks and recreational activities. With a population that embraces diversity and a strong sense of community, it’s no wonder that Plano has consistently ranked among the best places to live in the United States.

One of the most attractive features of Plano is its real estate market. For those seeking affordable housing options, you’ll be delighted to discover that there are numerous homes available for under $400,000. This price point opens the door to a variety of charming properties, from cozy single-family homes to modern townhouses, all set in welcoming neighborhoods. Families, young professionals, and retirees alike can find their perfect abode without breaking the bank.

Living in Plano means enjoying easy access to top-notch amenities, including shopping at the upscale Shops at Legacy, a diverse culinary scene, and a multitude of cultural attractions. The city is also home to several major corporations, making it a hub for career opportunities. With its well-maintained parks and recreational facilities, residents can enjoy an active lifestyle, whether it’s jogging along the trails or participating in community events.

In Plano, you’ll find not just a house, but a place to call home. Discover the charm of this dynamic city and explore the array of affordable homes waiting for you. Your dream home in Plano is just a visit away!

Newest Plano Homes under $400,000

8732 San Bernard St, Plano
$325,000
3 Beds ⋅ 3 Baths ⋅ 21410569 MLS
Location! Location! Location! This Plano-address townhome with Frisco schools sits close to 121 and the Tollway, with shopping, dining, medical, golf, and event centers all nearby. It’s also near a fire training station, police substation, and hospital, and the home did not lose power during the 2021 ice storm. This 3-bedroom home with a 2-car attached garage is in a quaint townhome community made for a lock-and-leave, active lifestyle, with all the comforts of home and less maintenance. The HOA covers full front and backyard maintenance plus exterior blanket insurance, which keeps your homeowner’s insurance premium low. Residents enjoy a community swim center, and the community connects to Plano’s Legacy Trail for those who love the outdoors. Your own private fenced backyard with a greenbelt view offers privacy and nature views without the upkeep. Inside, the open downstairs living and dining rooms easily flow to the kitchen and full size laundry room. Upstairs, the split bedrooms and loft are set apart from the downstairs family areas for privacy. The massive primary suite features a huge en suite bathroom and a walk-in closet. Two additional bedrooms are ready for family, roommates, guests, a home office, or whatever you need! Updates include: HVAC: March 2026 Full interior paint, wood-like floors, stainless appliances, and garbage disposal: September 2025 New roof: 2024 Garage door opener: 2021 Window solar screens: 2019 The new HVAC and solar screens also increase the home’s energy efficiency. Move-in ready and available for quick close.

8732 San Bernard St, Plano
1505 Judy Dr, Plano
$349,500
3 Beds ⋅ 2 Baths ⋅ 21414580 MLS
Thank you for taking the time to come see this beautifully updated home. Completely renovated. Two full bathrooms, notice the extra shower by the full size laundry. Very large back yard with mature tree, access from the alley and a large storage shed. A Pecan tree up front along a Fig tree on the back yard add to the benefits of living here. Close to everything that is need, schools, shopping and highways.

1505 Judy Dr, Plano
3101 Townbluff Dr Unit 724, Plano
$199,999
2 Beds ⋅ 1 Baths ⋅ 21414528 MLS
Welcome to Unit 724 at 3101 Townbluff Drive, a beautifully refreshed two-bedroom residence where effortless style meets everyday comfort. Nestled in the desirable Caddo Park community, this inviting condo pairs modern updates with thoughtful design and a prime Plano location. Vaulted ceilings and abundant natural light create an airy, open atmosphere, complemented by new windows, engineered wood-style flooring, and fresh, neutral paint. A charming brick wood-burning fireplace serves as the focal point of the living area, offering a warm and inviting setting for relaxing or entertaining. The thoughtfully designed kitchen overlooks the living and dining spaces and features attractive countertops, quality appliances, ample cabinetry, and a convenient breakfast bar. The split-bedroom layout offers added privacy, with both bedrooms enjoying tranquil views of the community pool. The spacious primary bedroom features generous closet space, while the secondary bedroom offers versatility for guests, a home office, or a personal retreat. The updated full bathroom showcases tasteful tile accents, practical storage, and refined finishes. Additional highlights include an attached one-car garage, an included washer and dryer, and a brand-new 2026 HVAC system for year-round comfort. Residents enjoy access to a community clubhouse, sparkling swimming pool, and beautifully maintained grounds, with HOA dues covering water and trash service. Perfectly positioned near shopping, dining, parks, and major thoroughfares, including US-75, Highway 121, and the President George Bush Turnpike, this residence offers exceptional convenience in an established Plano neighborhood. Located within Plano ISD, Unit 724 is an inviting opportunity to enjoy stylish, low-maintenance living in a sought-after location.

3101 Townbluff Dr Unit 724, Plano
3101 Townbluff Dr Unit 612, Plano
$229,000
2 Beds ⋅ 2 Baths ⋅ 21391716 MLS
Two fireplaces, a covered porch, and an attached garage—this central Plano condo understood the assignment! This inviting 2-bedroom, 2-bath home pairs comfortable living with thoughtful updates, including vinyl flooring and windows replaced in 2025. The living room’s brick fireplace and substantial mantel create a welcoming focal point, while the adjoining dining area keeps conversation flowing. The bright kitchen features white cabinetry, updated lighting and hardware, and clever pantry and under-cabinet storage. An oversized primary suite adds a little everyday luxury with its own fireplace, private bath, and closet with built-in linen shelving. The second bedroom offers flexibility for guests, a home office, or your favorite hobby. Outside, the covered porch with a ceiling fan is ready for morning coffee and a slower start to the day. An attached one-car garage rounds out the package, with shopping, dining, and convenient access to major routes nearby. Cozy, practical, and full of charm—come find your favorite spot!

3101 Townbluff Dr Unit 612, Plano
3005 Plumtree Ln, Plano
$275,000
3 Beds ⋅ 2 Baths ⋅ 21413853 MLS
Welcome to this move-in-ready home in desirable East Plano, ideally located directly across from Bob Woodruff Park and Oak Point Nature Preserve. Thoughtfully maintained throughout the years, this property offers the peace of mind and convenience of a home that is ready to enjoy from day one. Recent improvements include brand new carpet, new electric range, new HVAC system, fresh interior and exterior paint, updated electrical and plumbing, and refreshed landscaping. Featuring three generously sized bedrooms, two full bathrooms, and a private yard, this home combines comfort, functionality, and a location that can't be beat. This functional layout includes a third bedroom with a closet and French doors, that can easily be used as a private home office. The spacious kitchen offers convenient access to the living and dining areas, creating a welcoming layout for everyday living and entertaining. Bright, airy windows fill the home with natural light, enhancing its inviting atmosphere. With years of care, important updates already completed, and an outstanding location near parks, trails, and nature, this turnkey property is an exceptional opportunity for buyers seeking a well maintained home without the hassle of a major to-do list. Simply move in and make it your own!

3005 Plumtree Ln, Plano
1600 Vera Cruz Dr, Plano
$325,000
3 Beds ⋅ 2 Baths ⋅ 21413619 MLS
Step inside 1600 Vera Cruz, a beautifully updated 3 bedroom, 2 bath Plano home where the big-ticket work is already done. Zoned to Plano ISD and just minutes from Bob Woodruff Park, this is a move-in-ready home with years of worry-free living built in. Seller is offering $5,000 to the buyer for closing cost assistance or an interest rate buy-down, buyer's choice. Use it to lower your upfront costs or your monthly payment, whichever works best for you. The kitchen is the heart of the home, refreshed in 2020 and ready for weeknight dinners, weekend breakfasts, and everything in between. Both bathrooms were updated the same year, so every day starts and ends in a space that feels fresh and new. Three comfortable bedrooms give you room for family, guests, a home office, or all of the above. Here is what the next owner will not have to think about. The roof was replaced in 2016. In 2020, the home received replacement windows and patio doors, a new garage door, and the kitchen and bath updates. The water heater was replaced in 2023, and in 2024 the AC and ductwork were replaced and upgraded to a 3-ton, 17 SEER2 system, built for efficient cooling through the Texas summer. The 2-car rear entry garage keeps garage doors out of sight from the street, so the home's curb appeal takes center stage. Step outside and Bob Woodruff Park is right there, with trails, ponds, and green space for morning walks, weekend picnics, and time outdoors. Plano shopping, dining, and major commuter routes are all close by. Families will appreciate the Plano ISD schools: Dooley Elementary, Bowman Middle School, Williams High School, and Plano East Senior High. Updated, efficient, and ready for its next chapter, with $5,000 in seller assistance with closing costs or rate buy-down to help you get in the door.

1600 Vera Cruz Dr, Plano
2301 Huntington Dr, Plano
$399,000
4 Beds ⋅ 3 Baths ⋅ 21411567 MLS
Investor Special while it lasts! Brand new HVAC installed July 2026. Completely reimagined and beautifully updated, this stunning 4 bedroom, 3 bathroom home in the heart of Plano offers the perfect blend of luxury, warmth, and functionality with no HOA and a layout designed for modern living. Nestled beneath mature shade trees in highly desirable Huntington Park and within walking distance to Plano Senior High, this home is truly move-in ready and loaded with standout features buyers are searching for. Step inside to soaring vaulted ceilings accented by a striking wood beam, abundant natural light, fresh interior paint, and an inviting open-concept design ideal for entertaining. The gourmet kitchen is a showstopper featuring granite countertops, custom cabinetry, stainless steel appliances, designer lighting, oversized island workspace, and seamless flow into the main living areas centered around a beautiful stone fireplace. The primary suite feels like a private spa retreat with a luxurious freestanding soaking tub, oversized walk-in shower, upscale finishes, and elegant modern design rarely found in this price point. A flexible floorplan offers excellent multigenerational potential with a layout conducive for a mother-in-law suite, while the spacious bonus game room with built-in cabinetry can easily function as a pool house, media room, playroom, or second living area. Step outside to your backyard oasis featuring a sparkling pool, covered cedar patio, and plenty of space to relax or entertain year-round. Every space in this home was thoughtfully designed to combine comfort, style, and functionality.

2301 Huntington Dr, Plano
708 Tribal Rd, Plano
$299,500
2 Beds ⋅ 2 Baths ⋅ 21412663 MLS
WOW! It is all done, complete remodel is complete. All fresh paint, new counters, flooring, fixtures; your new home is ready. Lots of cabinets in the kitchen. Beautiful corner wood-burning fireplace in the den. Big 2-car garage in the back. Fenced backyard. Just steps from the park and schools! This home is well-priced and well-located; don't miss it. See the photos! And make your appointment to tour.

708 Tribal Rd, Plano
1412 Sequoia Dr, Plano
$370,000
4 Beds ⋅ 2 Baths ⋅ 21398232 MLS
This 4 bedroom 2 bath home provides a great central west Plano location . Easy access to shopping and restaurants minutes from Hwy 75. Ready for a new owners with fresh paint and carpet installed. It is surrounded by Chisolm Trail and Big Lake Park where you can enjoy the wildlife, kayak and paddleboat Concrete pad and electrical installed for a hot tub or swim spa in back side yard Garage has been freshened up and with its own AC unit would be perfect for the weekend projects There is a rear covered carport that provides additional parking. Recent 8 foot board on board cedar fence was installed for complete privacy.

1412 Sequoia Dr, Plano
6620 Belcamp Dr, Plano
$397,000
4 Beds ⋅ 2 Baths ⋅ 21412599 MLS
This stunning, fully renovated home offers the feel of new construction in the heart of Plano, with over $150,000 in renovations and improvements! Beautifully updated and truly move-in ready, this home features new flooring, fresh carpet, new appliances, and a functional layout with a spacious dining area and convenient kitchen breakfast bar. Major improvements include all-new PVC plumbing, recently completed foundation repairs, a roof tune-up with a passed roof inspection, and a newer water heater, offering added peace of mind. Enjoy the air-conditioned sunroom, perfect for year-round relaxation, or entertain outdoors on the large covered patio. The backyard also features a storage shed and over $3,500 in new Yardbird outdoor furniture that will stay and be given as a gift to the buyer! Complete with a spacious driveway and 2-car garage, this home offers the perfect combination of modern updates, comfort, and everyday convenience. Conveniently located near Hwy 75 and the President George Bush Turnpike, providing easy access to Frisco, Dallas, and DFW International Airport. Located right on Legacy Rd with a straight drive to Legacy East and Legacy West. Move right in and enjoy! For a full property walkthrough video, search 6620 Belcamp Dr on YouTube!

6620 Belcamp Dr, Plano
7305 Elizabeth Pl, Plano
$375,000
3 Beds ⋅ 2 Baths ⋅ 21412376 MLS
Welcome to 7305 Elizabeth Place in Plano, Texas! This beautifully maintained, super-clean home combines comfort, style, and a fantastic location. Enjoy the inviting curb appeal and the added privacy of a quiet cul-de-sac setting. Inside, you’ll find granite countertops, stainless steel appliances, and a cozy fireplace that creates the perfect gathering space. Freshly painted throughout, the home feels bright, fresh, and move-in ready. The new carpet in the primary bedroom was just installed in October 2026, adding a fresh touch of comfort. Conveniently located near shopping, dining, and everyday amenities, this home is a wonderful opportunity for anyone seeking a well-cared-for property in a desirable Plano location. Don’t miss your chance to make this charming home your own!

7305 Elizabeth Pl, Plano
3357 Sherwood Dr, Plano
$320,000
3 Beds ⋅ 2 Baths ⋅ 21411485 MLS
What a beautiful recent remodeled home across from Shawnee Park, easy access to shopping and central 75. 3 bedroom, 2 full bath. There are formal living room, dinning room, family room and one large room function as play room, green house or party room. New roof, attic insulation, water heater and a nice convention oven with electrical range, dishwasher, beautiful quartz countertops with bright back splash, luxury Kraus sink and spacious Shaker cabinets in the kitchen. Spacious back yard, great for kid play or entertaining. Ready to move in. Don't wait.

3357 Sherwood Dr, Plano
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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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